Financial advice for childcare and nursery business owners
Running a nursery or childcare business brings real responsibility. This is personal, professional advice that supports both your business and your life beyond it. By working with the only IFA in the country who is a former a childcare business owner himself, you’ll have someone who truly understands the challenges and opportunities of your business in your corner.
Supporting your business, your family, and your future
Managing a childcare business means balancing staff, premises, compliance, parents, children, budgets, funding and care, all while keeping your personal finances on track. This is about building stability and structure across both parts of your life. As the only independent financial adviser in the country who has owned, operated and exited childcare businesses, we’ll have common ground from the first moment. How would it feel knowing that you’ve got a trusted and professional business aide and sounding board to help you make the key decisions?
Separate business from personal
Get a clear picture of what’s yours, what’s the business’s, and how both sides can work better together.
Put your family first
Make sure your own family’s needs and future are planned for in a tax-efficient manner, not left behind in the day-to-day.
Protect what you’ve built
Put protection in place to support your income, your health, and those who rely on you.
Understand your options
Know what it takes to retire, step back, sell, or simply plan ahead with confidence.
Get the support you’ve given to others
You’ve worked hard to build something important. This is your chance to feel equally supported in your own finances and future. Imagine being able to offload all of the stresses and toils of running a regulated childcare business with someone who truly understands and has walked the same path as you before.
A clear process, from first chat to long-term support
Step 01
Discovery meeting
This is where we talk. No jargon, no selling, just an open, honest discussion about your life, goals, and finances. You’ll leave with more clarity, whether we work together or not. This is conducted entirely at the expense of our business with no expectation or obligation on either party.
Step 02
Your Personal Financial Plan
A tailored strategy designed around your objectives, not just financial products. Your plan covers everything from protection and investments to family goals and long-term outcomes.
Step 03
Ongoing Support
Life doesn’t stay still, and your plan shouldn’t either. Together we’ll adapt as things change, with regular reviews and support to keep everything on track to your life’s evolving ambitions.
“Toby was outstanding in being personable, professional, supportive and inspiring confidence in someone who struggles with anything financially related. He comes across as a very likeable, decent human being who genuinely cares about what he does for a living and helping clients in addition. I wouldn’t just happily recommend him, I would actively encourage anyone needing financial advice to seek him out.”
— Ms N. Sept 2024
“Toby provided a grounded, realistic and data driven analysis of my current financial position and potential future prospects. He is innovative without being cavalier, which gives me confidence my assets are not going to stagnate, nor am I exposed to unacceptable risk. Trust is a huge factor when it comes to managing my lifetime accrued assets, and I find great comfort having Toby as my adviser. I can’t thank Toby enough.”
— Mr C. May 2024
“In our lengthy and stimulating meetings with Toby it became obvious from the start that he is utterly passionate about customer satisfaction and professionalism; his goal is to support you in achieving your objectives. He gave my wife and I full confidence that he is up to date and expert in the vast array of aspects which influence our situation as a newly retired couple with a convoluted set of objectives and modest pensions and assets.”
— Mr & Mrs H. Apr 2024