Financial advice for childcare and nursery business owners
Running a nursery or childcare business brings real responsibility. This is personal, professional advice that supports both your business and your life beyond it. By working with the only IFA in the country who is a former childcare business owner himself, you’ll have someone who truly understands the challenges and opportunities of your business in your corner.
Supporting your business, your family, and your future
Managing a childcare business means balancing staff, premises, compliance, parents, children, budgets, funding and care, all while keeping your personal finances on track. This is about building stability and structure across both parts of your life. As the only independent financial adviser in the country who has owned, operated and exited childcare businesses, we’ll have common ground from the first moment. How would it feel knowing that you’ve got a trusted and professional business aide and sounding board to help you make the key decisions?
Separate business from personal
Get a clear picture of what’s yours, what’s the business’s, and how both sides can work better together.
Put your family first
Make sure your own family’s needs and future are planned for in a tax-efficient manner, not left behind in the day-to-day.
Protect what you’ve built
Put protection in place to support your income, your health, and those who rely on you.
Understand your options
Know what it takes to retire, step back, sell, or simply plan ahead with confidence.
Get the support you’ve given to others
You’ve worked hard to build something important. This is your chance to feel equally supported in your own finances and future. Imagine being able to offload all of the stresses and toils of running a regulated childcare business with someone who truly understands and has walked the same path as you before.
A clear process, from first chat to long-term support
Step 01
Discovery meeting
This is where we talk. No jargon, no selling, just an open, honest discussion about your life, goals, and finances. You’ll leave with more clarity, whether we work together or not. This is conducted entirely at the expense of our business with no expectation or obligation on either party.
Step 02
Your Personal Financial Plan
A tailored strategy designed around your objectives, not just financial products. Your plan covers everything from protection and investments to family goals and long-term outcomes.
Step 03
Ongoing Support
Life doesn’t stay still, and your plan shouldn’t either. Together we’ll adapt as things change, with regular reviews and support to keep everything on track to your life’s evolving ambitions.
“I’ve had the pleasure of knowing Toby over many years now and can say without hesitation that he is one of the most caring and diligent professionals I know.
What sets him apart is not just his expertise, but the way he takes the time to truly understand and support those he works with. I trust him implicitly — both in terms of his technical judgement and his integrity. He’s someone I would happily recommend to anyone looking for a trusted and compassionate professional.”
— Mr W. Oct 2025
“Toby has provided advice and options based on our specific requirements. He provides a comprehensive overview of where we are financially, based on information we have provided and then discusses all of our options going forward to ensure that we are able to meet our financial goals. I like the way Toby listens to what we have to say, explains everything in layman's terms, provides options and allow us to make the decision on what is achievable.”
— Ms C. March 2026
“I’ve known Toby professionally for quite some time, and I can honestly say he’s one of the best. He genuinely cares about what he does, and it shows. There’s real heart and passion behind his work, backed up by skill and experience. The people who he works with are lucky to have someone like him on their side. If you’re thinking about reaching out, don’t hesitate, you’ll be in very good hands.”
— Mr H. 2025