Financial advice for property investors
Whether you’re building a portfolio or managing existing assets, your property strategy should work hand-in-hand with your wider financial plan.
More properties often means more complexity
Managing a portfolio involves decisions around cash flow, taxes, risk, and long-term planning. Without a clear strategy, it’s easy to lose sight of how property fits into the bigger picture. This is about bringing it all together with structure and purpose. Let’s be honest, property has had a great run over the past few decades. But an increasingly punitive taxation regime and an ever-increasing legislative burden mean it’s not the asset class it has been. Would you like to explore an alternative approach to building wealth and a diversified stream of income?
Understand your full position
Get clarity on the income, risk, and future potential of your portfolio.
Plan with purpose
Create a roadmap for long-term outcomes, whether you’re scaling, stepping back, or handing things on.
Make tax-smart decisions
Stay up to date with legislation and use available tax allowances to your advantage.
Balance your wider finances
Build a financial plan that connects property with pensions, savings, and other investments.
Build a plan that works beyond property
Your portfolio is a big part of your financial story. Now is the time to make sure everything works together with intention and clarity.
A clear process, from first chat to long-term support
Step 01
Discovery meeting
This is where we talk. No jargon, no selling, just an open, honest discussion about your life, goals, and finances. You’ll leave with more clarity, whether we work together or not. This is conducted entirely at the expense of our business with no expectation or obligation on either party.
Step 02
Your Personal Financial Plan
A tailored strategy designed around your objectives, not just financial products. Your plan covers everything from protection and investments to family goals and long-term outcomes.
Step 03
Ongoing Support
Life doesn’t stay still, and your plan shouldn’t either. Together we’ll adapt as things change, with regular reviews and support to keep everything on track to your life’s evolving ambitions.
“Toby was outstanding in being personable, professional, supportive and inspiring confidence in someone who struggles with anything financially related. He comes across as a very likeable, decent human being who genuinely cares about what he does for a living and helping clients in addition. I wouldn’t just happily recommend him, I would actively encourage anyone needing financial advice to seek him out.”
— Ms N. Sept 2024
“Toby provided a grounded, realistic and data driven analysis of my current financial position and potential future prospects. He is innovative without being cavalier, which gives me confidence my assets are not going to stagnate, nor am I exposed to unacceptable risk. Trust is a huge factor when it comes to managing my lifetime accrued assets, and I find great comfort having Toby as my adviser. I can’t thank Toby enough.”
— Mr C. May 2024
“In our lengthy and stimulating meetings with Toby it became obvious from the start that he is utterly passionate about customer satisfaction and professionalism; his goal is to support you in achieving your objectives. He gave my wife and I full confidence that he is up to date and expert in the vast array of aspects which influence our situation as a newly retired couple with a convoluted set of objectives and modest pensions and assets.”
— Mr & Mrs H. Apr 2024